Salary Hike Calculator: See Your New CTC and In-Hand Salary
Put in your CTC and the hike percentage to find out your new CTC and how much extra money you'll get in your bank each month, after PF and income tax. A 10% hike on a ₹6 lakh CTC takes it to ₹6.6 lakh and adds about ₹4,520 a month in hand under the new tax regime.
New CTC
Result
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Enter your CTC to see the result.
| Before | After | |
|---|---|---|
| CTC a year | ||
| Income tax a year | ||
| In hand a month |
An estimate for FY 2026-27 for a salaried person under 60. Your payslip depends on how your employer splits the CTC and on your other income.
Hikes on a ₹6 lakh CTC (FY 2026-27)
Right now: ₹45,000 a month in hand, with 40% of CTC as basic pay. PF takes 12% of the basic from both you and your employer (part of the CTC), ₹2,400 goes for professional tax, and taxes follow the new tax regime.
| Hike | New CTC | In hand a month | In-hand rise |
|---|---|---|---|
| 10% | ₹6.6 lakh | ₹49,520 | +₹4,520 (10%) |
| 15% | ₹6.9 lakh | ₹51,780 | +₹6,780 (15.1%) |
| 20% | ₹7.2 lakh | ₹54,040 | +₹9,040 (20.1%) |
| 30% | ₹7.8 lakh | ₹58,560 | +₹13,560 (30.1%) |
| 50% | ₹9 lakh | ₹67,600 | +₹22,600 (50.2%) |
How it's calculated
- Hike % = (new CTC − old CTC) ÷ old CTC × 100.
- New CTC = current CTC × (1 + hike ÷ 100). The increase per month is the yearly increase ÷ 12.
- In-hand pay before and after the hike follows the same steps as our salary calculator. First, deduct the employer's PF from CTC, then take out your PF (12% of basic) and professional tax, then calculate income tax.
- Income tax is based on the new regime for FY 2026-27: a ₹75,000 standard deduction, slab rates, no tax up to ₹12 lakh of taxable income (Section 87A rebate, plus marginal relief just above it) and a 4% cess. The FY 2025-26 slabs, rebate, and standard deduction were kept by Budget 2026.
When to Use the Salary Hike Calculator
The Salary Hike Calculator is handy when you're considering a job offer or expecting a salary raise. Before the interview or while evaluating an offer, you can enter your current CTC and expected hike to see the new CTC. This helps you understand what amount might reach your bank account each month.
Using this tool fits well with searching for jobs on Daily Hirer. As you explore IT & Technology jobs in cities like Bengaluru, Chennai, or Mumbai, knowing your potential new salary can guide you. It helps you weigh different job offers based on how much you'll actually get monthly.